Financial Services > Credit Cards > Charity Credit Cards

Charity Credit Cards

Charity Credit Cards are fast becoming a popular option for people in the UK as customers can enjoy a wide range of benefits, while in the knowledge that money is being donated to a chosen charity each time a purchase is made.

An initial donation is usually made by the card provider when the credit card account is opened. Additional contributions are also made each time the card is used based on a percentage of the total of each transaction. These donations cost the card holder nothing.

The ‘charitable causes’ that benefit are recognised charities such as Oxfam, as well as football clubs, universities and many other organisations.

Although many providers offer special low interest introductory deals, charity credit cards tend to be more suited for individuals who pay the total balance on their card off each month, as they provide a way of giving something back each time you spend.

Benefits include:

  • No annual fee
  • Money donated to charity of your choice
  • Fraud Protection
  • Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage
  • Confidential advice – helpful for anyone who may be a victim of identity theft
  • Emergency help when travelling abroad
  • Emergency cash advance and credit card replacement service
  • Convenient online account management
  • 24 hour helpline

It’s important to check the terms and conditions of the charity card, as these will differ from provider to provider, for example some banks may reserve the right to withdraw their offers at any time. Offers may also only be available to new customers.

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