Financial Services > Credit Cards > Pay As You Go Credit Cards
A Pay As You Go (PAYG) credit card helps you to keep control over your finances as it only lets you spend what you have.
You are only allowed to use the card once it has been ‘topped up’, therefore making sure you never overspend.
Pay As You Go credit cards have various benefits, including:
No bank account necessary
Safer than carrying cash
Shop online
Reload the card at a number of outlets
Good for travelling
Some PAYG credit cards have certain fees associated, such as having to buy the card, monthly charges, transaction and withdrawal fees. So, before applying, make sure you read the terms and conditions of the card carefully to see if it is the best card for yourself.