Platinum Gold Credit Cards | Compare UK Credit Cards
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Compare leading UK credit cards to find the right one for you.

Platinum and Gold Credit Cards

As the name implies, gold and platinum credit cards are targeted at borrowers who earn above a certain threshold.

However, while this used to mean the UK's 'earning cream', these days you don't have to be super-rich to qualify. In fact, some cards only require applicants to earn more than £10,000 a year.

Depending on the level of your salary, gold and platinum credit cards offer a variety of perks such as travel insurance, overseas medical assistance and access to airport lounges.

Interest rates on these cards however, may not be the most competitive. In this case it is important to pay off your balance every month so you are not paying over the odds for perks that, in some cases, you might not even use.

Good for: Busy people who enjoy the convenience of the perks that gold and platinum credit cards offer and will pay off their balance in full.

Bad for: Lower earners, or those looking for a simple credit card with a small spending limit.

 
 
Product Name Balance Transfer Purchases Rewards Representative APR (Variable)
  • Barclaycard
  • Platinum Credit Card with Extended Balance Transfer
  • 0.00%
  • 22 months
  • 2.90% fee
  • 0.00%
  • 3 months
  • You will have access to Barclaycard Unwind which gives you exclusive access to intimate gigs, exclusive content and music news, exclusive tickets and Unwind at Wembley Arena where you can enjoy advanced ticketing for shows and even be a VIP guest in the Wembley Unwind lounge.
  • 17.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 17.90% your representative APR (variable) will be 17.90%
  • Halifax
  • Balance Transfer Credit Card
  • 0.00%
  • 22 months
  • 3.50% fee
  • 0.00%
  • 3 months
  • You will receive Halifax MasterCard offers including deals and discounts on travel, entertainment and shopping.
  • 17.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 17.95% your representative APR (variable) will be 17.90%
  • Barclaycard
  • Platinum Credit Card with Balance Transfer
  • 0.00%
  • 21 months
  • 2.60% fee
  • 0.00%
  • 3 months
  • You will have access to Barclaycard Unwind which gives you exclusive access to intimate gigs, exclusive content and music news, exclusive tickets and Unwind at Wembley Arena where you can enjoy advanced ticketing for shows and even be a VIP guest in the Wembley Unwind lounge.
  • 17.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 17.90% your representative APR (variable) will be 17.90%
  • NatWest
  • Platinum
  • 0.00%
  • 20 months
  • 2.90% fee
  • 0.00%
  • 6 months
  • NatWest Platinum card holders receive hundreds of retail offers through MasterCard as well as holiday discounts through Thomas Cook. Wine club is also available.
  • 17.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 17.95% your representative APR (variable) will be 17.90%
  • Royal Bank of Scotland
  • Platinum
  • 0.00%
  • 20 months
  • 2.90% fee
  • 0.00%
  • 6 months
  • RBS Platinum card holders receive hundreds of retail offers through MasterCard as well as holiday discounts through Thomas Cook. Wine club is also available.
  • 17.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 17.95% your representative APR (variable) will be 17.90%
  • Virgin
  • Credit Card
  • 0.00%
  • 20 months
  • 2.99% fee
  • 0.00%
  • 3 months
  • Discounts on Virgin products - 30% off balloon flights plus free champagne & chocolates, up to 20% off experiences, 5% off holidays plus no credit card fee (usually 2.5%), 10% off at Virgin Wines and VIE at home and 1 month free for new members at Virgin Active.
  • 16.80%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 16.80% your representative APR (variable) will be 16.80%
  • Halifax
  • 20 Month Balance Transfer Credit Card
  • 0.00%
  • 20 months
  • 3.00% fee
  • 0.00%
  • 3 months
  • There are no rewards with this card.
  • 16.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 16.94% your representative APR (variable) will be 16.90%
  • Bank of Scotland
  • Plus
  • 0.00%
  • 18 months
  • 3.00% fee
  • 0.00%
  • 3 months
  • Bank of Scotland card holders receive special offers including discounts on top UK attractions as well as on hotels, travel, shopping and up to 50% off dining.
  • 16.90%
  • APR
Representative example: If you spend £1200.00 at a purchase interest rate (variable) of 16.94% your representative APR (variable) will be 16.90%
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