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Welcome to CreditCards.co.uk. Read our credit cards guide and compare credit card deals, whatever kind of plastic you are looking for. Browse our credit card comparison and cards glossary, too. Find the right credit card, first time.
Choose the Best Credit Card
Use the Instant Credit Card Finder tool below and compare the credit cards that you'll get accepted for. Apply with confidence and choose the right credit card for you.
Compare Best Selling 0% Balance Transfer Cards
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Compare Best Selling Poor Credit History Credit Cards
Compare Best Selling 0% Purchase Cards
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Please note balance transfers are subject to 2-3% handling fee
Factors to consider
The main factors to consider from a credit card are the long term interest rates, and the level of any additional services or rewards offered. Remember to look for a good value long term APR, rather than being tempted by 0% APR offers alone (read our advice section for more on this).
Reducing your monthly credit card repayments
You may also be looking to reduce your current monthly payments. Whilst balance transfer offers, or low interest rates on purchases may help you to do this, remember that taking a look at your credit cards as part of an overall review of your borrowing may open up ways to reduce your payments further. A personal loan, home-owner loan, or a remortgage package on your house may be options worth considering.
Which credit card is best for...
We can also show you which credit cards are best for international transactions, and which ones are best if you are looking for cash back or other rewards. We can also answer your concerns about card fraud, and show which cards are best for online purchases. You may also be considering applying for a gold or platinum card, and wondering if these offer any benefits beyond a boost to your ego.
Credit card advice, glossary & questions
For a general introduction to how to find the best credit card to suit your needs, and how to make the best use of your existing cards, please read our credit card advice guide. Our glossary defines the major terms relating to credit cards, and our questions and answer section covers a number of common queries regarding credit and debit cards in the UK.
What they don't like to tell you about credit cards
With the constant daily bombardment of credit card offers through the post, on TV, and on websites, some deals can appear to be very appealing. We take a look at the small print on some typical offers, so you know who really has the best deals. For example, do you know how interest is calculated on balance transfers? Do you know how much you are charged when you use your card outside the UK?
Caution: One credit card at a time
Please be aware that every loan or credit application you make will be recorded by the credit reference agencies such as Equifax and Experian. This can have a negative effect on your future credit rating. Use our glossary to help you select the right kind of credit card for your circumstances.
Card Watch
Card Watch is the UK banking industry's body that works with police, retailers and organisations including Crimestoppers to fight plastic card faud - including credit and debit cards.
For more information on Card Watch or for information about credit card fraud, see the Card Watch website here.
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Choose the perfect card
Choose the right credit card for you and apply with confidence.
