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Apacs launches new credit card guide

Mon, 18 Sep 2006

Apacs, the payments company, has launched a new guide designed to help students find the right credit card for their needs.

The guide aims to provide key information, facts and advice to help young adults use their credit cards responsibly while at university.

Although fewer students rely on credit cards as a percentage of the population, 24 per cent compared with 66 per cent of all adults, according to Apacs research, many students find that tuition fees and living costs lead to spiralling debts.

Credit card advice available in the guide includes tips for borrowing and financial management, advice on protecting against fraudsters and ten questions to ask before choosing the right plastic.

Sandra Quinn, director of communications at Apacs, said: "Nowadays, most students expect to be in debt when they graduate and whilst it might be impossible to avoid student loan debt, getting a handle on managing your finances can make the world of difference."

Recent research from MasterCard Worldwide revealed that many consumers would opt for credit cards which offer rewards such as cinema or concert tickets.


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