According to recent reports in the credit cards news, the credit crunch could cause new legislation that forces credit card companies to apply a universal rate.
The new system would go some way to limiting the damage caused by the deception in the credit card industry . Under the bill, credit card lenders would not be able to adjust rates to meet an individuals risk. The rate is adjusted depending on credit history and current circumstances.
The new bill would force companies to spread their risk across their customers. The legislation, currently only being considered for the American credit card market, could on day become an issue in the UK.




