AA credit card offers range of benefits

This is a good time to be looking for a new credit card . With all the main providers vying with each other to provide different benefits, the competitive market for credit cards means that consumers are being offered some good bargains. Extras such as interest-free balance transfers can help people get more out of their credit cards, particularly welcome when times are tough.

To lure customers, the credit card offered by the AA provides benefits such as zero per cent on all purchases for 10 months, and zero per cent on balance transfers for 12 months, although cardholders have to transfer the balance within 90 days of the account opening to make sure they get the most out of it. In addition, cardholders can get AA reward points on their card purchases and earn double points on motoring, fuel and other AA products.

This AA card offers a 16.9 per cent typical variable annual percentage rate (APR). It can also act as a cash back card, so that AA members can receive four per cent cash back through the reward scheme when they redeem points earned on motoring or fuel spending, against other AA services. Cardholders can manage the card online through the company’s Internet service, where they can check their balance and transactions.