By Lana
Clements
Luxury
retailer Fortnum & Mason breached security standards and put customers'
financial security at risk by asking them to email personal credit card
details, it has been claimed.
The store,
whose past customers include Queen Victoria, owed a number of customers a
refund after failing to deliver hampers in time for Christmas. But, in an
extraordinary move, some were apparently told to email sensitive data,
otherwise money couldn't be returned.
In an email
seen by Computerworld UK, an adviser asked for the type of card, name, long
number, expiry date and the security number. A spokesperson for Fortnum &
Mason says: "we are investigating that claim" and couldn't comment
any further.
The Payment
Card Industry's Data Security Standard (PCI DSS) standards should be adhered to
by all companies that accept credit cards as a form of payment. The rules
stipulate that customer card details processed or sent online should have
measures in place for protection including, online encryption.
If details
are just ordinarily emailed they are not provided with due encryption. It also
leaves the possibility of details being stored on mail servers, subject to
interception or hacking.
The security
number, on the back of cards, should be particularly guarded and not shared
online without protection. Retailers should never ask customers to be as
flippant with their security as to email credit or debit card details.
Customers
should always be alert when asked to send credit card details over emails,
especially with the prevalence of phishing scams that set out to obtain details
for fraudulent use. If asked to compromise security via email, customers should
refuse and instead phone and speak to a verified adviser.