Marks & Spencers Credit Card

Although it operates under its own brand, M&S Money is part of the HSBC Group - having became part of one of the world's largest financial services organisations in November 2004.

In addition to being a part of one of the most strongly capitalised and liquid banks in the world, M&S Money has the added advantage of having an equal number of its own and HSBC representatives on its executive committee.

Headquartered in Chester, M&S Money has a wide product range that covers travel, loans, insurance, savings and investments and of course credit cards.

The M&S Money credit card typically offers long 0% purchase periods – currently 15 months' shopping with no interest to pay – and rewards whenever it is used to pay for goods or services.